New AirAsia Big Prepaid Card – Save 1000s And Get Free Money
To celebrate AirAsia Big Prepaid being upgraded to AirAsia BigPay, AirAsia is offering everyone FREE RM10 for signing up with a referral code. You can use B7D3YNZPGO to get your free RM10. But you should act soon as we do not know when AirAsia will stop offering all this free money. To get started, download the BigPay app (andriod) (iOS)
Update: How To Use The New AirAsia Big Prepaid Card
I've been using the new AirAsia Big Prepaid Card (more commonly known as AirAsia BigPay) for the past 6 months and have saved over RM1000 from it already! You can learn more about it through the BigPay review. In summary, what you want to do is use the big prepaid mastercard (now known as the BigPay mastercard) for all foreign purchases (including withdrawing cash from ATMs when traveling) as the bigprepaid mastercard will not charge any foreign transaction fees and will also give you the real exchange rate, making it the best travel card for Malaysians. If you want more information, check out our review.
To make it easier for you, here is a table of content:
- Everything You Need To Know About The AirAsia Big Prepaid Card
- The Benefits of using AirAsia's New Big Prepaid Card
- How does AirAsia BigPay Mastercard Work
- The Con of AirAsia BigPay
- How To Apply For AirAsia Big Prepaid
Everything you need to know about the AirAsia Big Prepaid Card
If you didn’t know, AirAsia had replaced their Big prepaid card with BigPay. Nothing has really changed as the AirAsia Big prepaid mastercard used to just be a prepaid card where you would have had to log into your bank account (they had partnered with CIMB to give you more rewards) and send money into your Big prepaid account. Then you would then be able to use the Big prepaid mastercard to make your purchase and when you did, you would get BIG points that you would then be able to redeem for AirAsia flights or merchandise.
The new AirAsia BigPay still does all of this. Bigpay still comes with a prepaid mastercard but what makes it better is instead of having only having certain ways to top up your prepaid mastercard, there are now dozens of ways. You can top up the BigPay mastercard by logging into your bank, or by using other debit and credit cards.
The benefits of using BigPay (AirAsia's New Big Prepaid Card)
Also, with AirAsia Big prepaid mastercard, you would have to go to their site to check your balance. Now with AirAsia Bigpay, you can download the BigPay app and see all your information right away.
Not only that, but you can also see your spending history and send or request money from your friends. In other words, AirAsia has gone into the ewallet space with their BigPay card.
And because AirAsia is actively trying to get as many people to use BigPay, they have offered many incentives such as a referral bonus of RM10 to everyone who signs up with a referral code, but more importantly, they are not charging any fees to use the card anywhere in the world (unless you withdraw from an ATM).
This means that this is by far the best card you can have when travelling and is something I have taken full advantage of while traveling to Canada, Indonesia, New Zealand and Europe.
If I didn’t have BigPay, I would have either had to go to a currency exchange place or go to an ATM. Both of them would have charged me huge fees.
However, because everywhere in Toronto accepts mastercard, I will be able to use BigPay everywhere (since it is just a prepaid mastercard) and get charged Malaysian Ringgit without any additional costs.
How does AirAsia BigPay mastercard work
Similar to AirAsia Big mastercard, BigPay is also a prepaid mastercard but with a lot of added bonuses and an interface that makes it a lot easier to top up and to track your spending.
After you apply and receive your BigPay mastercard, you will be able to log into your BigPay app and choose the way you want to top up your account. Topping up takes seconds and as soon as you’re topped up, you’re able to use the card anywhere where mastercard is accepted.
From there, what you do is completely up to you! I personally use it to buy things online that are not charged in Malaysian Ringgit in order to take advantage of BigPay’s exchange rate (they give you the exchange that they are charged so they are not making any extra money off you with fees). This is a way better option that most credit cards in Malaysia.
The one downside of AirAsia BigPay
Recently when I was in Thailand, I needed to withdraw about RM500 for my whole trip as everything else had already been booked. AirAsia took it's normal RM10, which was already 2% of the total transaction. But to make matters worse, all the ATMs in Thailand charge 220THB which is about RM30. This means that I had paid RM40 for a RM500 transaction, making it an 8% premium that I had paid.
I would have definitely been better off exchanging the money and paying a 3-5% commission.
The lesson here is that if you are going to take out money from an ATM, you want to be planning to take out a lot more in order to keep your fixed costs (the BigPay transaction fee of RM10 and the flat fee the ATM takes) so that your total would be relatively small.
For example, if I had taken out RM1500 and paid RM40, I would have paid 2.6%.
How to apply for the AirAsia BigPay mastercard
It is super simple to apply for an AirAisa BigPay mastercard. In fact, you can get through these 5 steps in less than 5 minutes:
- Download the BigPay app for either andriod or iOS
- Fill out your information so that they can send you your very own BigPay mastercard. Make sure to enter in a BigPay referral code B7D3YNZPGO to get your free RM10 after you top up RM20 to show them that you are going to use it. You will get the prepaid mastercard within 3-5 business days. During this time, you can check your BigPay app to see the status of your card.
- Once you get the card, go back onto your app and enter in the 3 digit pin on the back of your card to activate your BigPay mastercard.
- Start using the BigPay card and enjoy all the great benefits!